Mortgage & Lender Information

Before you start shopping for your dream home the very 1st step is finding the right mortgage lender for YOU! You’ll want to have your pre-qualification ready so when you find that right home you’ll be ready to meet with your agent and write a qualified offer for your agent to present to the seller. While the internet is overwhelming with banks and lenders it is very important to find out if the lender is a direct lender with in-house processing and underwriting.

Anything less should be unacceptable to you as the buyer!

Insist on getting a written Good Faith Estimate with 24 hours from any lender you contact. This estimate will show all the detail charges that will appear on your Buyers closing disclosure settlement that will be issued to you 3 days before closing.

 

As buyers, here are a few questions you should be asking when applying for your mortgage:

  1. What are the rate and points that you’re charging for this mortgage?
  2. What is the APR?
  3. What are all the fees you’re going to charge me between now and settlement?
  4. Is there a pre-payment penalty?

 

6 DON’TS  WHEN PURCHASING A HOME!

  1. DO NOT! Deposit cash into your bank accounts or move money around.
  2. DO NOT! Make any large purchases (i.e. new car or furniture)
  3. DO NOT! Co-sign other loans for ANYONE!
  4. DO NOT! Change bank accounts.
  5. DO NOT! Apply for new credit. (unless advised to do so by your lender)
  6. DO NOT! Close ANY credit accounts.

Normally 5 – 10 days before your settlement a lender WILL pull your credit to make sure your balances have NOT increased from the time you made your mortgage application. If balances HAVE gone up, or any new credit appears on your report you may no longer qualify for the mortgage.

** ALWAYS discuss with your Loan Officer before doing anything **

Compliments of Wendy Lewers of Atlantic Home Loans.

Resale/Land/Construction Mortgages:

Cardinal Financial

600 E. Main St., Unit 1
Lansdale, PA 19446

Resale / Construction / Home

Fairway Independent Mortgage

1275 Glenlivet Drive 
Allentown, PA 18106

Resale / Home

Scott Hillegass

Office: 484-224-2994
Email: ScottHillegass@FairwayMC.com

First Northern Bank

4th & Lafayette Avenue
Palmerton, PA 18071

Resale / Land

Lori Solt

Office: 610-824-2335
Email: lsolt@1stnorthernbank.com

Mauch Chunk Trust

1111 North Street
Jim Thorpe, Pa 18229

Resale / Land / Construction

Andi Gavin

Office: 570-325-0424
Email: AGavin@MCT.bank

Mid Atlantic Farm Credit

1513 Main Street
Shoemakersville, PA 19555

Land

Rachael Vezzozi

Phone: 888-339-3334
Cell: 610-217-0231

Mortgage America

1425 Grape Street
Whitehall, PA  18052

Resale / Home

Jason Breidinger

Office: 610-439-8000
Cell: 610-703-0463
Email: JasonBreidinger@Gmail.com

The Mortgage Company

470 S. Cedar Crest Blvd
Allentown, PA  18103

Resale / Home

Larry Ahner

Cell: 610-739-8655
Email: LAhner@TheMtgCo.com

The Neffs National Bank

5629 Route 873
Neffs, PA 18065

Resale / Land / Construction

Marianne C. Eisenhauer

Cell: 610-767-3875
Email: Eisenhauerm@NeffsNatl.com

Univest Bank & Trust

4600 Broadway
Allentown, PA 18104

Resale / Home

Denis Trelease, #442284

Cell: 484-860-3560
Email: TreleaseD@Univest.net

Manufactured Home Lenders:

Approved Credit Services

2572 Erie Blvd. East
Syracuse, NY 13224

Bill Kousmanidis, President
First Credit Corporation

21 North Main Street
Gloversville, NY 12078

Ann Diodato
Priority Funding

292 Main Street
Northboro, MA 01532

Rob Pettet
Tammac Corp.

613 Baltimore Drive
Wilkes Barre, PA 18702

Tammac Representative
Triad Financial Services

125 Mooney Drive
Bourbonnais, IL 60914

Triad Representative
Vanderbilt Mortgage

500 Alcoa Trail
Maryville, TN 37804

Craig Strange

Home Inspection Services:

Our New Listings

202 Carbon St., Lehighton, PA

  • $155,000
  • Beds: 3
  • Bath: 1
  • Single Family Home

4157 Bunker Hill Lane W, Walnutport, PA

  • $159,900
  • Beds: 3
  • Baths: 2
  • Garages: 2
  • Manufactured

7846 Railroad St., Slatington, PA

  • $365,000
  • Beds: 5
  • Baths: 3
  • Single Family Home

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